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Starts Low Stays Low Credit Card
Starts Low Stays Low – one low rate that stays low
With one low rate for purchases and cash advances, this guaranteed low interest rate credit card gives you more flexibility whilst saving you interest.
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12.99% p.a. on purchases and cash advances*
Choose one of four card colours
Up to 55 days interest free on your purchases*
0% balance transfer rate for up to 6 months**
Interest rate
- 12.99% p.a. on purchases with up to 55 days interest free*
Annual card fee
- $69 annual fee
Rewards
- Instant discounts and added extras with St.George Instant Benefits
Other features
- Up to 3 free additional cards for your friends or family members
- Linked access to your St.George accounts
- Credit limit starting at $500
- Choose a black, purple, pink or lime green colour for your card
Protection from fraud
- The Falcon Fraud system provides 24x7 monitoring and detection of suspicious transactions
- You are protected against unauthorised transactions provided you did not cause or contribute to the loss
- If you believe a fraudulent transaction has been made on your account, notify us immediately on 1800 028 208 (or +61 2 9553 5883 if overseas)
Free, secure online shopping service
- Shop online with confidence knowing your Internet purchases and payments are safe and secure
- Verified by VISA and MasterCard SecureCode are free services that utilise a password to validate your transaction
- To use Secure Online Shopping simply register for St.George Internet Banking
Call us
- Apply over the phone on 1300 784 934
Visit a branch
Apply online
- Start your online application now for this guaranteed low interest rate card
Download the application form
- Print and complete the St.George Credit Card Application
Requirements
- Information you'll need to complete your application
Important information
*Interest rates quoted current as at 7/1/2009 and subject to change. 55 days interest free on purchases only on accounts paid in full by the due date. Interest free period does not apply to the cash advances, or any purchases while an amount that has been debited as a result of a balance transfer remains unpaid. All applications for credit are subject to the Bank's prevailing credit criteria. Fees, charges, terms and conditions apply and full details are available upon request.
**If your application for credit is approved, the special balance transfer rate period commences on the date the account is opened. The special Balance Transfer interest rate period ends 6 months later, regardless of when any balance transfer request is processed by us. On the date the special balance transfer rate period ends the interest rate on the outstanding transferred balances reverts to the standard variable rate applying to purchases. Any interest free period for purchases does not apply while an amount that has been debited as a result of a balance transfer remains unpaid. Balance Transfers will not be accepted from personal loan, overdraft, business or St.George Group or international credit card accounts. St.George Bank Limited ABN 92 055 513 070 AFS License No. 240997.
